AML Specialist
Entrepreneurs build our future. We power theirs.
Dedicated to powering entrepreneurs, Qred is a profitable, fast-growing fintech scale-up. Ranked by Financial Times as one the fastest growing companies in the EU for four consecutive years, we are a well-capitalized, founder-led company, characterized by fast decisions and a flat organization. With our team on the cusp of surpassing 200 Qredsters, we are now looking for an experienced AML Specialist to help lead the next chapter in our growth journey as Sweden's newest bank!
About the role
In your position as AML Specialist, you will form an integral part of our Legal & Compliance team of 7 dedicated colleagues. You will be the strengthening part of Qred’s AML processes across our markets and take ownership in ensuring compliance with the company’s AML & CFT framework. Your responsibilities will include:
Develop and manage the customer risk classification model
Develop and manage the transaction monitoring model and scenarios
Develop and conduct the general risk assessment, policy and Instruction for measures against money laundering and financing of terrorism
Project manage implementation and/or improvement projects in KYC and TM, related systems and programs etc
Assist the business in documenting AML processes and procedures
Develop and perform customer due diligence and KYC training to the personnel who handle the contact with customers
Participate in risk analysis, produce data/statistics for the general risk assessment and periodic SAE reporting
Being a stakeholder in the business's New Product Approval Process (NPAP)
To succeed in this role, we think you possess:
You take ownership and have a problem-solving mentality and you enjoy working with different departments and teams. You can see the whole big picture without losing an eye for details comes naturally from you in everyday work. You thrive in a multicultural company and your flexibility helps you shift tasks and priorities in a fast-paced environment.
Sounds like a good way of working right? Here’s what we're looking for:
Someone with an academic degree in law or economics, who has preferably 5+ years of experience of hands-on AML work, for example implementing customer due diligence measures, escalation process, identifying the risk for money laundering, trends and modus operandi etc.
You have previously conducted general risk assessments within AML and have a good knowledge of the local AML regulations
You have solid knowledge of the EU AML directive and how to achieve adequate customer due diligence/KYC
Strong ownership mentality as well as collaboration skills
Project-leading skills to be able to drive improvement projects within AML
Excellent knowledge of customer risk classification and transaction monitoring model development
Fluent in Swedish & English
Did you check in those boxes? Here are more reasons to join us
First of all, this is the place to be if you’re looking for a place to grow. Qred is growing fast, and our Qredsters along with it. Our non-bureaucratic, flat organization with delegated responsibilities has a short way from idea to action. “Got a cool idea? Good - try it out! Didn’t work? Oh well, on to the next idea!”.
Our non-bureaucratic, flat structure with delegated responsibilities has a short way from idea to action. We value high team spirit and we believe that there is nothing a person cannot learn. In addition to our great culture influenced by our values Transparency, Innovation and Passion, you’ll get the maximum wellness allowance and a bunch of new competent colleagues to learn from and get to know. And of course, we are working with the latest technology, why wouldn't we?
One last thing - if you’re about to send in your application
This is a full-time, permanent position based in our headquarters in Stockholm. Don’t wait to send in your application! We're reviewing applications on a rolling basis and while the start date is flexible, the right candidate can join us immediately.
Qred celebrates diversity and does not discriminate based on ethnicity, religion, national origin, gender, sexual orientation, age, disability status, or any other applicable characteristics protected by law.
What we value
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We like to have fun!
We celebrate success by arranged and less arranged events where everybody is welcome to both join and arrange 🥳
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We believe in the power of collaboration
Every team gets 750 SEK/75 EUR per team member each quarter to spend on team-building activities. Great right?
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We care about well-being
Therefore we have the highest amount of wellness contribution.
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You are a part of building this company
Once in a while, we offer warrant programs which you will have the chance to take part in if you stick around.
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Financial awareness & stability
We are founder-owned and operated and have always made sure to be profitable and well-capitalized.
Great people nurture great culture
Seriously, it’s not everywhere you will find ambitious, diverse, intelligent and development-focused colleagues. But at Qred we have managed to gather all of the above and created a friendly and welcoming team. We think that is really unique.
About Qred Bank AB
Qred is an international FinTech scale-up that specializes in digital financing solutions for small businesses, with operations in the Nordics, Benelux and Brazil. We are passionate about helping small businesses thrive and grow, by providing them with business loans, factoring and credit cards. Right now we’re in an exciting phase of our journey that focuses on growth through smart product development and technology fuelled by international expansion.
AML Specialist
Entrepreneurs build our future. We power theirs.
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