A warm welcome to Qred!

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Powering entrepreneurs to build our future.

Small business is the backbone of our economy: 4 out of 5 new jobs are created by small business builders. 

Qred powers small businesses by providing fair and accessible financing. For us, small business owners are everyday heroes underpinning society, and deserve to be treated with respect and integrity.

Qred is the leader in digital micro-enterprise financing in northern Europe (SwedenFinlandDenmarkNetherlands, and Belgium). Our Qred Scoring Algorithm, and customer-centric platform, are the pillars of our success.

Besides being a great place to develop, Qred is one of the leading FinTechs in Europe. We are: 

Is Qred right for you?

Do you want to:

  • Power entrepreneurs to build our future? 
  • Build the leading next gen SME finance ecosystem?
  • Join the fastest growing, profitable Nordic finTech scaleup?

If so, Qred could be a great next step for you and your career. We are looking for more extraordinary teammates, so if you want to help entrepreneurs who have been taken for granted far too long, we want to meet you!

Our culture

  • We believe encouraged and empowered employees can achieve outstanding results 

  • We have a passion to succeed together and strive for the best for our customers

  • We are a multi-disciplinary team who bring creativity and energy to a market ripe for change

  • We have fun! It is a flat environment where you are encouraged to contribute ideas

  • We are a diverse and growing team, where you can quickly make an impact

  • We offer centrally located offices, gym membership, pension, and a kitchen stocked with breakfast, fresh fruit&veg, juice and snacks

Our Vision & Values

We are redefining small business financing. Qred was created for entrepreneurs, by entrepreneurs. We love small businesses and genuinely care about our customers.

Innovation is the only way we can survive among dinosaurs. If we want to rival the old banks, we cannot act like old banks.
Transparency is necessary to gain understanding, which is elemental for building trust. Trust in our company, its leaders, and owners. Qred shall strive for transparency at all levels.
We are passionate about helping small businesses. By making good, we can create the opportunity to do great.

An extended family

I love exploring for creative solutions and building genuine relationships at Qred. We have a flat organisation that promotes openness of ideas and transparency. It feels like family, which makes you look forward to going to work.

Arian Product Owner

Qred bet on me during my internship and gave me a permanent employment. We were about 10 people back then, and are over 100 today. It has been so fun to be a part of the fast growing journey!

Christian Content and Social Media

I joined Qred around Easter 2018 and the atmosphere at the office really stood out in a positive way. Days are full of conversations with entrepreneurs and there is always something new to learn.

Jesse & Nina Customer team, Finland

We have fun together in and outside of the office, and there is always something going on. From after-works to bake-offs to karaoke to heated padel tournaments, there's something for everyone.

Louise & Julia Finance

I like the atmosphere here and already feel part of the family. Looking forward to working with wonderful people, and also trying to spread energy with my presence and hopefully contribute to the team with my knowledge.

Kami Fullstack Developer

Qred is family so being at work really doesn’t feel like working. To be around people who always encourage you to do your best is really motivating and we always have a lot of fun - in and out of the office.

Molly Customer team, Sweden

Qred's Voyage to Date

A glimpse back at some formative Qred moments and milestones

Our first customer

Qred is born in Stockholm, Sweden, in March, with a mission to improve the small business banking experience and put the customer first 

Qred goes Suomi

Qred sets sail in beautiful Helsinki, Finland starting in January 2016

Planning the future in Berlin

Appreciating past, present, and future in Germany's historic capital during Oktoberfest

Embark Denmark

Laying the foundation over the summer, we officially open in Denmark end of October


Celebrating the first 3 years at the Steam in the charming Mälardalen city of Västerås

Community involvement

Proudly sponsoring youth sports once more in the greater Stockholm area


We traversed canals, avoiding rompslomp, to rapidly expand into the Netherlands in the autumn


Exploring the amazing cultural city of Budapest; team-building, escaping, carolling, and cruising the Danube

Qlimate Squad

Proud participant in the Breakit Climate Impact challenge, we've revamped our environmental footprint, and carbon offset for travel, products and energy


Qred has been selected as 1 of 10 companies in Europe to partner with Google for 1 year to help accelerate our global growth, based on customer insights, marketing and scalable tech

From entrepreneurs to entrepreneurs

During a 30-month project, Qred will sponsor and support entrepreneurs in Kenya, primarily women starting family-based enterprises, in cooperation with Swedish organisation Hand-in-Hand


Qred announces an ambitious joint venture to offer SME financing to tens of millions of small businesses in Brazil

Blue Ocean

Taking a ferry to the outer Stockholm archipelago, the now 50+ person Qred family huddled, hiked, swam, and solved the Sandhamn Challenge.


Qred aims to disrupt the factoring industry with modern technology and business model, via automated digital processes and best-in-class service, in a traditionally face-to-face, handshake business. 

FT 1000

Qred is honored to be the highest ranked Swedish company ever in the annual listing Financial Times: Europe’s Fastest Growing Companies 2020, coming at #8 in Europe

België, we komen eraan! 🇧🇪

We are again expanding and launched our platform in our sixth market: Belgium!


The credit card designed for businesses - no matter the size. Coming summer 2021.

Next steps

Coming soon: More announcements, product launches, and markets coming up!

Already working at Qred?

Let’s recruit together and find your next colleague.


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