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Natural-born Builders

Small business is the backbone of our economy: 4 out of 5 new jobs are created by small business builders.

Qred helps small companies grow by providing fair and accessible financing. For us, small business owners are everyday heroes underpinning society, and deserve to be treated with respect and integrity.

With the proprietary Qred Score Algorithm platform and customer-centric technology, Qred is market leader in digital micro-enterprise financing in northern Europe. Scalable systems and a highly dedicated team are the main reasons we've had success to this point.

We are looking for more extraordinary people (see Open Positions), so if you want to help entrepreneurs who have been taken for granted by big banks far too long, we want to meet you!

Is Qred right for you?

Do you want to:

Join an expanding FinTech scaleup?
Help us modernise small business banking?
Enhance the digital experience for entrepreneurs?

If yes, Qred could be a great next step for you and your career!

Besides being a great place to learn and work, Qred is one of the leading FinTechs in Europe. We are:

Small business financing leader in Sweden, Finland, and Denmark, and near the top in Netherlands
Profitable, with triple digit "rocket growth" according to Breakit
1 of 10 companies in exclusive Google Scale Europe program
Scored 4.8/5.0 from dozens of customers on Google
70+ polyglots from a dozen nationalities
Founder-owned and operated and well-capitalised

Our Vision & Values

We are redefining small business financing. Qred was created for entrepreneurs, by entrepreneurs. We love small businesses and genuinely care about our customers.

Innovation

Innovation is the only way we can survive among dinosaurs. If we want to rival the old banks, we cannot act like old banks.

Transparency

Transparency is necessary to gain understanding, which is elemental for building trust. Trust in our company, its leaders, and owners. Qred shall strive for transparency at all levels.

Passion

We are passionate about helping small businesses. By making good, we can create the opportunity to do great.

Our culture

We believe encouraged and empowered employees can achieve outstanding results

We have a passion to succeed together and strive for the best for our customers

We are a multi-disciplinary team who bring creativity and energy to a market ripe for change

We have fun! It is a flat environment where you are encouraged to contribute ideas

We are a diverse and growing team, where you can quickly make an impact

We offer centrally located offices, gym membership, pension, and a kitchen stocked with breakfast, fresh fruit&veg, juice and snacks

Teams

All Teams

Open positions

An extended family

At Qred colleagues quickly become friends, so coming to work at the office is motivating and you’re always happy being here. We have fun and the spirit is great, and help each other whenever it’s needed.

Abtin Customer team, Denmark

We value our customers highly, and work closely across teams to deliver high quality service. Participating in our growth journey is very rewarding and forces you to think outside of your comfort zone.

Anna Head of Accounting

Working at Qred gives us a unique opportunity to hear the stories of everyday heroes: small business owners. It means the world to me to use my experience and expertise to assist my clients with their needs

Anton Country manager, Netherlands

Qred bet on me during my internship and gave me a permanent employment. We were about 10 people back then, and are nearly 40 today. It has been so fun to be a part of the fast growing journey!

Christian Content and Social Media

I joined Qred around Easter 2018 and the atmosphere at the office really stood out in a positive way. Days are full of conversations with entrepreneurs and there is always something new to learn.

Jesse Customer team, Finland

Qred is family so being at work really doesn’t feel like working. To be around people who always encourage you to do your best is really motivating and we always have a lot of fun - in and out of the office.

Molly Customer team, Sweden

Qred's Voyage to Date

A glimpse back at some formative Qred moments and milestones

2015

Our first customer

Qred is born in Stockholm, Sweden, in March, with a mission to shake up small business banking and put the customer first

2016

Qred goes Suomi

Qred sets sail in beautiful Helsinki, Finland starting in January 2016

2016

Our own home

Relocating to our first own office in Stockholm, we surpass 10 employees, and later open offices in Latvia and Finland

2017

Planning the future in Berlin

Appreciating past, present, and future in Germany's historic capital during Oktoberfest

2017

Embark Denmark

Laying the foundation over the summer, we officially open in Denmark end of October

2018

Celebrating the first 3 years at the Steam in the charming Mälardalen city of Västerås

2018

Community involvement

Proudly sponsoring youth sports once more in the greater Stockholm area

2018

Gezelligheid

Our latest launch, and fastest to date, has been into the Netherlands in the autumn

2018

New HQ

Our home base in the heart of Stockholm is now at Tulegatan 15

2019

BudaQuest

Exploring the amazing cultural city of Budapest; team-building, escaping, carolling, and cruising the Danube

Qlimate Squad

Proud participant in the Breakit Climate Impact challenge, we've revamped our environmental footprint, and carbon offset for travel, products and energy

2019

40 Qredders

Qred celebrates turning 4, signs and launches new partnerships like Dinero and Lunar Way in Denmark, passes 40 team members, and gears up for the future

2019

SCALE-up

Qred has been selected as 1 of 10 companies in Europe to partner with Google for 1 year to help accelerate our global growth, based on customer insights, marketing and scalable tech

2019

From entrepreneurs to entrepreneurs

During a 30-month project, Qred will sponsor and support entrepreneurs in Kenya, primarily women starting family-based enterprises, in cooperation with Swedish organisation Hand-in-Hand

2019

Tropicalization

Qred announces an ambitious joint venture to offer SME financing to tens of millions of small businesses in Brazil

2019

Blue Ocean

Taking a ferry to the outer Stockholm archipelago, the now 50+ person Qred family huddled, hiked, swam, and solved the Sandhamn Challenge.

2019

Q^2

Qred aims to disrupt the factoring industry with modern technology and business model, via automated digital processes and best-in-class service, in a traditionally face-to-face, handshake business.

2019

Doing Dev in Delhi

Cultural and historical, financial and political, the capital of India is now also home to Qred's latest office and a burgeoning team of technical wizards

2020

Next steps

Coming soon: More announcements, product launches, and markets coming in 2020