We’re a cutting-edge tech-enabled bank on a mission to revolutionize financing for small businesses across 7 markets in northern Europe. Our innovative solutions aim to simplify access to financing and enable growth for small businesses. As we scale, we are now looking for a Credit Analyst to be part of our journey to transform the financial landscape for entrepreneurs.

About the role

The role of Credit Analyst involves underwriting Qred's larger credit tickets within the Credit Domain. This position supports the Underwriting Team Leads in Customer Success markets by managing larger and more complex incoming applications, conducting recurring analyses of customer segment trends, and monitoring key performance indicators. Additionally, the credit analyst will be a stakeholder in various product development initiatives, providing valuable insights and expertise to connected projects. This role reports to the Head of Credit Operations.

Key Responsibilities

• Performing in-depth analysis and underwriting of larger B2B tickets in all markets

• Defining and developing the analysis framework and structure for larger credits

• Preparing and presenting necessary credit decisions to the Credit Committee

• Underwriting loans in daily operations

• Following up and reporting on the large ticket segment of the credit portfolio

• Continuously analyzing trends and key performance indicators within the portfolio segment

• Participating as a stakeholder in various product development projects
  
  

Requirements

• Bachelor's Degree in Finance, Economics, Business Administration, or a related field

• A minimum of 5 years of relevant experience

Skills and Competencies:

• Strong knowledge of financial products

• Expertise in credit risk assessment for business lending

• Solid understanding of accounting principles

• Proficiency in underwriting

• Advanced Excel skills

Familiarity with SQL is considered a plus.

Why join us? 

This is a unique opportunity to be a part of a growing fintech company that is redefining financial services for small businesses in Northern Europe. You’ll work with a passionate and innovative team, participating in creating an environment where employees thrive and contribute to a shared vision of success.

One last thing 

This is a full-time, permanent position based in Stockholm. Don’t wait to send in your application, we are reviewing applications on a rolling basis. While the start date is flexible, the right candidate can join us immediately.

Qred celebrates diversity and does not discriminate based on ethnicity, religion, national origin, gender, sexual orientation, age, disability status, or any other applicable characteristics protected by law.