Credit Analyst
Entrepreneurs build our future. We power theirs.
Dedicated to powering entrepreneurs, Qred is a profitable, fast-growing fintech scale-up bank. Ranked by Financial Times as one the fastest growing companies in the EU for four consecutive years, we are a well-capitalized, founder-led company, characterized by fast decisions and a flat organization. With our team on the cusp of surpassing 200 Qredsters, we are now looking for a Credit Analyst to help lead the next chapter in our growth journey.
The role
The role of Credit Analyst involves underwriting Qred's larger credit tickets within the Credit Domain. This position supports the Underwriting Team Leads in Customer Success markets by managing larger and more complex incoming applications, conducting recurring analyses of customer segment trends, and monitoring key performance indicators. Additionally, the credit analyst will be a stakeholder in various product development initiatives, providing valuable insights and expertise to connected projects. This role reports to the Head of Credit Operations.
Responsibilities
Performing in-depth analysis and underwriting of larger B2B tickets in all markets
Defining and developing the analysis framework and structure for larger credits
Preparing and presenting necessary credit decisions to the Credit Committee
Underwriting loans in daily operations
Following up and reporting on the large ticket segment of the credit portfolio
Continuously analyzing trends and key performance indicators within the portfolio segment
Participating as a stakeholder in various product development projects
Qualifications
Bachelor's Degree in Finance, Economics, Business Administration, or a related field
A minimum of 5 years of relevant experience
Skills and Competencies:
Strong knowledge of financial products
Expertise in credit risk assessment for business lending
Solid understanding of accounting principles
Proficiency in underwriting
Advanced Excel skills
Familiarity with SQL is considered a plus.
One last thing - if you’re about to send in your application
This is a full-time, permanent position based in Stockholm. Don’t wait to send in your application, we are reviewing applications on a rolling basis. While the start date is flexible, the right candidate can join us immediately.
Qred celebrates diversity and does not discriminate based on ethnicity, religion, national origin, gender, sexual orientation, age, disability status, or any other applicable characteristics protected by law.
- Remote status
- Hybrid Remote
What we value
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We like to have fun!
We celebrate success by arranged and less arranged events where everybody is welcome to both join and arrange 🥳
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We believe in the power of collaboration
Every team gets 750 SEK/75 EUR per team member each quarter to spend on team-building activities. Great right?
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We care about well-being
Therefore we have the highest amount of wellness contribution.
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You are a part of building this company
Once in a while, we offer warrant programs which you will have the chance to take part in if you stick around.
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Financial awareness & stability
We are founder-owned and operated and have always made sure to be profitable and well-capitalized.
Great people nurture great culture
Seriously, it’s not everywhere you will find ambitious, diverse, intelligent and development-focused colleagues. But at Qred we have managed to gather all of the above and created a friendly and welcoming team. We think that is really unique.
About Qred Bank AB
Qred is an international FinTech scale-up that specializes in digital financing solutions for small businesses, with operations in the Nordics, Benelux, Germany and Brazil. We are passionate about helping small businesses thrive and grow, by providing them with business loans, factoring and credit cards. Right now we’re in an exciting phase of our journey that focuses on growth through smart product development and technology fuelled by international expansion.
Credit Analyst
Entrepreneurs build our future. We power theirs.
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