At Qred, we’re building the bank for small businesses. Since launching 10 years ago, we’ve grown from startup to profitable fintech scale-up, now generating over 1 billion SEK in annual revenue and supporting 50,000+ entrepreneurs across Northern Europe. We combine smart technology, real data, and human judgment to make financing simple, fast, and fair. With bold growth plans and strong momentum across multiple markets, we’re now looking for a Backend Developer for the next phase of growth.

About the role

As a Backend Developer in our ADE (Automated Decision Engine) team, you will take end-to-end ownership of the infrastructure that powers our credit domain. You will bridge the gap between complex third-party integrations and seamless financial automation, ensuring our systems scale across multiple markets. This mission is about untangling complexity and building the "plumbing" that allows Qred to make fast, responsible lending decisions at scale.

Key responsibilities

• Build and maintain robust third-party integrations and internal credit-logic frameworks to automate financial decision-making.

• Define and evolve our event-driven architecture, leveraging streaming data flows to enhance system responsiveness and reliability.

• Drive technical projects directly with stakeholders and translate business requirements into high-quality Node.js code while maintaining strict security and compliance standards.

• Implement an "Agentic Coding" approach, utilizing AI-driven development practices to increase team velocity and documentation quality.

• Ensure system health by setting up proactive logging, tracing, and alerting for all products within the credit domain.

What we're looking for

We are looking for a senior-level technical mindset—someone who thrives on solving complex structural challenges and driving alignment within a small, high-impact team. You should be passionate about building scalable frameworks and eager to lead the transition toward more sophisticated, event-driven, and AI-assisted development workflows.

Qualification

• Several years of experience in backend development, specifically within Fintech, Banking, or similar regulated environments.

• Deep technical command of Node.js and experience building secure, scalable financial systems.

• Practical knowledge of event-driven architecture.

• Experience with AWS and a strong understanding of how to manage infrastructure for automated decision-making

Why Qred?

This is the place to be if you’re looking for a place to grow. Qred is growing fast, and our Qredsters along with it. With a non-bureaucratic organization and delegated responsibilities, we make sure there’s a short path from idea to action. We also provide a cutting-edge AI setup that defies the typical constraints of a bank. This is a unique opportunity to leverage agentic coding tools while navigating the rigors of a highly regulated environment.

In addition to a meaningful job working with the latest techniques, you will be part of a great culture and work with competent colleagues to learn from!

One last thing

This is a full-time, permanent position based in our headquarters in Stockholm. While we encourage a hybrid setup, we do expect you to be at least three days per week at the office. We review applications on a rolling basis and while the start date is flexible, the right candidate can join us immediately.

Qred celebrates diversity and does not discriminate based on ethnicity, religion, national origin, gender, sexual orientation, age, disability status, or any other applicable characteristics protected by law.

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