Qred is a profitable, fast-growing fintech bank dedicated to powering entrepreneurs. In just 10 years, we’ve grown from a startup to hitting 1 billion SEK in annual revenue, supporting over 50,000 businesses and helping create 10,000+ jobs every year. We're now looking for a pragmatic and solutions-oriented Chief Risk Officer who knows how to facilitate the business with a robust risk management framework.

The role

Due to Qred's continuous growth, our current Chief Risk Officer is transitioning into a new strategic role, creating a great opportunity for a new Chief Risk Officer to lead our next phase. We are looking for a strategic leader who views risk management as a steering wheel, enabling us to continue growing, while keeping our foundation secure. Reporting to our CEO, and leading the team of a Risk Analyst and the Information Security Officer, you will maintain a world-class risk function in a high-growth fintech environment

Key Responsibilities

• Plan and lead the second line Risk Control function in accordance with the Swedish Financial Services Authority (SFSA) requirements

• Support and provide expertise to the risk management framework, including policies and procedures, and ensure that Qred complies with relevant regulations

• Act as an internal advisor to other departments regarding risk management matters (e.g. controls, best practices, and industry development) and assist departments in understanding regulatory responsibilities and best practices

• Lead the team consisting of a Risk Analyst and the Information Security Officer

• Work closely with other members of senior management to ensure that risk management is integrated into Qred’s overall strategy and operations

• Identify and assess potential risks to Qred’s financial stability and operations

• Monitor, control and report on Qred’s risk to the board of directors, senior management, and other stakeholders such as investors and credit analysts

• Provide expertise in compliance and risk management subjects for new initiatives to ensure proactive identification of risks, especially in conducting new product approval processes (NPAP)

• Evaluate results of audits, examinations, and investigations, prepare reports of findings, and suggest appropriate risk limitations and mitigating actions to management

• Report to the CEO with direct report to the Board of Directors
  

Furthermore, we hope you have:

• A university degree in economics, mathematics, law or a related relevant discipline

• 5+ years of relevant work experience in risk management from an in-house risk control function role or consultancy

• Experience within the financial sector and working with the Swedish Financial Supervisory Authority (SFSA)

• Excellent command of spoken and written Swedish and English

• Experience within a fintech / smaller institute will be considered meritorious

• In addition, operational risk experience is considered meritorious
  

Traits we see as crucial in this position

• High integrity, credibility, and self-motivation

• Pragmatic and solutions-oriented with strong organizational skills

• The ability to drive initiatives independently as well as with others in a strong team spirit and fast-paced environment

Why join us?

This is a unique opportunity to be a crucial part of a growing fintech company that is redefining financial services for small businesses in Northern Europe. You’ll work with a passionate and innovative team, participating in creating an environment where employees thrive and contribute to a shared vision of success.

One last thing

This is a full-time, permanent position based in Stockholm. Don’t wait to send in your application, we are reviewing applications on a rolling basis. While the start date is flexible, the right candidate can join us immediately.

Qred celebrates diversity and does not discriminate based on ethnicity, religion, national origin, gender, sexual orientation, age, disability status, or any other applicable characteristics protected by law.

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